Anne Arundel County, Maryland

Living in Annapolis, MD

Housing in Annapolis is mostly houses — 40% detached and 25% townhouses — with 34% in condo and apartment buildings. With about 40,800 residents, it's Anne Arundel County's 4th-largest community. It's also Maryland's state capital and Anne Arundel's county seat. Below: prices, housing and getting around, and how Fred works here.

Get the Annapolis market report Plan a tour
Median home value
$549K
Census, 2020–2024
Median rent
$1,860
per month
Own their home
62%
of households
Avg. commute
30 min
one way

At a glance

Homes, prices & getting around.

The median home in Annapolis is valued at $549K, above the Anne Arundel County median of $468K — the 4th highest of the 16 Anne Arundel County communities compared on this site. Median rent is $1,860 a month (county: $2,071).

Housing here is mostly houses — 40% detached and 25% townhouses — with 34% in condo and apartment buildings. Most homes are owner-occupied (62%, against 75% across Anne Arundel County). The typical home was built in 1975, older than the Anne Arundel County median of 1983.

Of workers here, 4% take public transit and 21% work from home.

Homes by type of building

  • Detached houses 40%
  • Townhouses 25%
  • 2–9 unit buildings 13%
  • 10+ unit buildings 21%
Residents
40,812
2020 Census
Homes
18,455
2020 Census
Typical home built
1975
median year
Avg. commute
30 min
one way
Transit commuters
4%
of workers
Work from home
21%
of workers
Price-to-rent
25
Anne Arundel County: 19

Straight-line distance to major job centers

Fort Meade
16 mi
Downtown Baltimore
23 mi
Downtown D.C.
29 mi
Bethesda / NIH
32 mi
Tysons
39 mi

As the crow flies from the community's Census center point; drive times vary with traffic — Fred can map your real commute.

Questions

Living in Annapolis: common questions.

Is Annapolis a city? What county is it in?
Yes — Annapolis is an incorporated city in Anne Arundel County, Maryland, with its own local government alongside the county's.

What is the median home value in Annapolis?
$549K, based on owners' own estimates in the Census Bureau's 2020–2024 American Community Survey, compared with $468K across Anne Arundel County. These figures trail today's prices — request a valuation or a current Annapolis market report for recent sales.

Do more people rent or own in Annapolis?
62% of households own their home and 38% rent (ACS 2020–2024), compared with 75% owners across Anne Arundel County. Fred can run the rent-versus-buy numbers for a specific Annapolis home.

How far is Annapolis from Baltimore and D.C.?
Annapolis is about 23 miles from downtown Baltimore and about 29 miles from downtown D.C. in a straight line. The average one-way commute from here is 30 minutes.

Which schools serve Annapolis?
Public schools are assigned by home address. Annapolis is served by Anne Arundel County Public Schools; check the district's boundary tools for any specific address, and see school-level results on the Maryland Report Card.

Is it cheaper to rent or buy in Annapolis?
A rough guide is the price-to-rent ratio — the median home value divided by a year of median rent. Here it's about 25 (Anne Arundel County: 19); the higher it is, the more renting tends to win on monthly cost. It's only a starting point — taxes, rates and how long you'll stay matter more. Fred runs the real numbers for specific homes.

Are there first-time buyer programs for Annapolis?
Yes: Maryland Mortgage Program — the state's down-payment assistance and first-time buyer loans. Eligibility and limits change, so confirm with a participating lender — Fred can introduce one.

Is Annapolis the same as Annapolis Neck?
No. Annapolis and Annapolis Neck are separate communities in the Census Bureau's records — see the Annapolis Neck page for its own numbers. Mailing addresses often cross these lines, so Fred checks the exact location of any home you're considering.

Can Fred help me buy or sell in Annapolis?
Yes. Fred Mohseni is a Realtor® licensed in Maryland, Virginia and D.C. with The ONE Street Company at Samson Properties. Call (202) 704-5931 or send a note.

How Fred helps

Your Annapolis real estate agent.

Whether you're buying, selling, investing or relocating in Annapolis, you work directly with Fred — a Realtor® licensed in Maryland, Virginia and D.C., with an accountant's eye for the numbers.

01

Buying

Tours, offers and negotiation in Annapolis, with a patient, jargon-free guide from pre-approval to closing day.

02

Selling

Pricing from recent Annapolis sales, then preparation and marketing for the strongest possible offer.

03

Investing

Rent-versus-own math, cash-flow analysis and neighborhood selection from an accounting and finance background.

04

Relocating

New to the area? Fred compares Annapolis with nearby towns and runs remote tours before you arrive.

Nearby

Annapolis and its neighbors.

The closest places on this site, across county and state lines. Annapolis Neck is about 2.5 miles away, Parole is about 2.8 miles away, Arnold is about 4.9 miles away.

CommunityMedian home valueMedian rentOwn their home
Annapolis$549K$1,86062%
Annapolis Neck$739K$2,489*88%
Parole$534K$2,30664%
Arnold$564K$2,15886%
Lake Shore$474K$1,80691%
Severna Park$647K$1,69991%
Crofton$520K$2,21782%

ACS 2020–2024 5-year estimates. * = wide margin of error. “Typical home” is the most common kind of building. On smaller screens some columns are hidden; open on a laptop for population, home type and commute.

Next step

Thinking about Annapolis?

Ask Fred for a current Annapolis market report — recent sales, what's listed and what it means for your budget. Or call (202) 704-5931.

Request the Annapolis market report Compare Anne Arundel County

Sources: U.S. Census Bureau, 2020 Census and American Community Survey 2020–2024 5-year estimates; D.C. Office of Planning neighborhood clusters and regional rail stations (D.C. GIS). Home values are owners' own estimates averaged over 2020–2024, so they trail today's prices. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. Data updated November 2026.